Financial Planning Disclaimer

Important Notice

Please read this disclaimer carefully before using our consultation services.

The information and guidance provided through eklororina are for general informational and consultation purposes only and should not be considered as professional financial advice without proper context.

This disclaimer governs your use of eklororina's website and consultation services. By accessing our platform or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by the terms outlined in this disclaimer. If you do not agree with any part of this disclaimer, please discontinue use of our services immediately.

General Information

The content provided on this website, including articles, guides, consultation materials, and other resources, is intended for general informational purposes only. While we strive to provide accurate and current information, the financial landscape changes constantly, and information that was accurate at the time of publication may become outdated. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website or provided during consultations.

Limitations of Liability

To the fullest extent permitted by applicable Canadian law, eklororina and its team members shall not be liable for:

Any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use our services, website, or any information provided therein.
Any decisions made or actions taken based on information provided through consultations, website content, or other materials without independent verification.
Any financial losses, missed opportunities, or adverse outcomes that may result from market conditions, timing, or factors beyond our control or prediction.
Any technical issues, data loss, or service interruptions that may occur during the use of our website or digital consultation platforms.

Information Accuracy Statement

While we take reasonable steps to ensure the information we provide is accurate and up to date, we make no guarantees regarding the accuracy, completeness, or timeliness of any content. Financial regulations, market conditions, and personal circumstances change frequently. Information provided during consultations is based on the details you share with us and general financial principles current at the time of consultation.

We recommend verifying all information with relevant authorities and consulting multiple sources before making significant financial decisions.

Professional Consultation Guidance

The consultation services provided by eklororina are intended to offer general financial planning guidance and analytical reviews. They do not constitute specific legal, tax, accounting, or licensed financial advisory services. For matters requiring specialized expertise, we recommend consulting with appropriately licensed professionals in those specific fields.

External Resources

Our website may contain links to external websites or resources that we believe may be useful. However, we have no control over the content, availability, or practices of these external sites. Inclusion of any links does not imply endorsement or responsibility for their content, and we disclaim all liability for any consequences arising from your use of external resources.

No Guarantee of Specific Results

Results may vary significantly based on individual circumstances, market conditions, personal decisions, timing, and numerous other factors. We cannot and do not guarantee any specific financial outcomes, returns, or results from following guidance provided during consultations or through our resources.

Individual Results Will Vary

Every person's financial situation is unique, involving different starting points, risk tolerances, timelines, and external factors. What works well for one individual may not be suitable for another. Your results will depend on your specific circumstances, commitment to implementation, market conditions, and factors beyond anyone's ability to predict or control.

Financial Planning Context Disclaimer

Regarding financial planning consultations and guidance provided by eklororina:

Past performance of markets, strategies, or approaches does not guarantee or predict future results. Historical data is useful for context but cannot reliably forecast what will happen going forward.
Financial markets involve inherent risks and uncertainties. Market conditions can change rapidly based on economic factors, political events, natural disasters, and countless other variables that no one can consistently predict.
All financial planning involves trade-offs and opportunity costs. Choosing one approach necessarily means forgoing others, and the optimal choice is never certain until viewed in retrospect.

Canadian Jurisdiction Notice

eklororina operates within Canada and our services are intended for Canadian residents:

The information and guidance we provide is based on Canadian financial regulations, tax laws, and market conditions current as of the date provided. Laws and regulations differ by province and change over time.

This disclaimer is governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Users in other provinces should verify that information applies to their specific jurisdiction, as regulations vary across Canadian provinces and territories.

Indemnification

You agree to indemnify and hold harmless eklororina, its team members, consultants, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of our services, your violation of this disclaimer, or your violation of any rights of another party.

Severability

If any provision of this disclaimer is found to be invalid or unenforceable under applicable Canadian law, the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder of this disclaimer shall continue in effect.

Modifications

eklororina reserves the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website. Your continued use of our services after modifications constitutes acceptance of the updated disclaimer. We recommend reviewing this disclaimer periodically to stay informed of any changes.

Questions

If you have questions or concerns about this disclaimer, the information provided on our website, or any aspect of our consultation services, please contact us using the information below:

Email Address: content@eklororina.world

Phone: +1 (542) 663-8786

Mailing Address: 2001 Boulevard Robert-Bourassa, Montreal, QC H3A 2A6 Canada

Disclaimer Effective Date: This disclaimer became effective on October 9, 2025

Last Updated Date: This disclaimer was last reviewed and updated on October 9, 2025